[vc_row][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=”Start to pursue your dreams and enjoy what you love doing!” font_container=”tag:h4|text_align:left” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal”][vc_custom_heading text=”While pursuing your ambition to live out your dream and achieve your goals on your own, be sure that your loved ones are protected.” font_container=”tag:h4|font_size:16px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1657813596640{padding-top: 15px !important;}”][vc_custom_heading text=”Life is filled with choices and decisions. Life will always be uncertain and unpredictable, so it’s important to build a solid foundation to help you weather through any storms and protect your loved ones. Whether you’re looking for someone to back you up or looking for insurance for a new business venture, we’re here for you every step of the way. With Smart, Platina Assure from SBI Life is a guaranteed return savings plan that protects your family and helps you achieve your personal goals.” font_container=”tag:h4|font_size:16px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1657813688455{padding-top: 15px !important;}”][vc_custom_heading text=”Key Features :” font_container=”tag:h4|font_size:26px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1657813974987{padding-top: 15px !important;}”][vc_column_text]
- Guaranteed Maturity Benefit ^ in Lump Sum
- The durability of Guaranteed Additions to Increase Corpus
- Life insurance, an assured return, and a tax benefit*
[/vc_column_text][vc_custom_heading text=”Guaranteed Sum Assured (^) + accumulated Guaranteed Additions for
Policies in Effect.” font_container=”tag:h4|font_size:16px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1657815077149{padding-top: px !important;}”][vc_custom_heading text=”# After each policy year for active plans, guaranteed additions are added at a rate based on the total annualized premiums paid to date. For annualized premiums of up to Rs. 1,00,000 and less than Rs. 1,00,000, the Guaranteed Additions will be 5.25 percent and 5.75 percent, respectively.” font_container=”tag:h4|font_size:16px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal”][vc_custom_heading text=”*Tax benefits are according to the terms of the Income Tax legislation and are occasionally subject to change. For more information, please get in touch with your tax advisor.” font_container=”tag:h4|font_size:16px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][vc_tta_tabs color=”violet” active_section=”1″ title=”Features & Advantages”][vc_tta_section title=”Features & Advantages” tab_id=”1657816416350-55a4d6d1-3e39″][vc_row_inner][vc_column_inner width=”1/2″][vc_custom_heading text=”Features” font_container=”tag:h4|font_size:26px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1657815891957{padding-top: 15px !important;}”][vc_column_text]
- Get Life cover along with Assured return
- Enjoy Guaranteed Additions^ of 5.25% to 5.75% at the end of each policy year
- Pay for just 6 or 7 years and enjoy the benefit throughout the policy term of 12 or 15 years respectively
- Option to choose Monthly or Yearly premium payment frequency, as per convenience
- Get tax benefits* as per the prevailing norms under the Income Tax Act, 1961
You can avail tax benefits on payment of premium under Sec 80C of Indian Income Tax Act 1961*.[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][vc_custom_heading text=”Advantages” font_container=”tag:h4|font_size:26px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1657815899657{padding-top: 15px !important;}”][vc_toggle title=”Security”]Financial protection that ensures your family’s security in the event of the death of the Life Assured.[/vc_toggle][vc_toggle title=”Flexibility”]Monthly and yearly payment options for added convenience.[/vc_toggle][vc_toggle title=”Simplicity”]Provides you with an easy application process for hassle-free issuance[/vc_toggle][vc_toggle title=”Reliability”]Guaranteed Additions^ based on the annualized premium, at the end of each policy year[/vc_toggle][vc_column_text]
^Guaranteed Additions
Guaranteed additions as per the table below are added at a rate on the sum of the annualized premiums ^^ paid till date, at the end of each policy year for in-force policies.
Guaranteed addition amount = Rate of Guaranteed additions X cumulative premiums paid excluding applicable taxes, underwriting extra premiums and loading for the modal premium.
Annualized Premium less than Rs. 1,00,000 | Annualized Premium greater than or equal to Rs. 1,00,000 |
5.25% | 5.75% |
^^ Annualized premium shall be premium payable in a year chosen by the policyholder, excluding applicable taxes underwriting extra premiums and loadings for modal premiums, if any.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_tta_section][vc_tta_section title=”Plan Benefits” tab_id=”1657816416361-456da8ef-c9d4″][vc_row_inner][vc_column_inner][vc_custom_heading text=”Maturity Benefit (For In-force policies):” font_container=”tag:h4|font_size:17px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1657816108208{padding-top: 15px !important;}”][vc_column_text]Guaranteed Sum Assured on maturity plus Accrued Guaranteed additions, as applicable.[/vc_column_text][vc_custom_heading text=”Death Benefit (For In-force policies):” font_container=”tag:h4|font_size:17px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1657816332687{padding-top: 15px !important;}”][vc_column_text]In the unfortunate event of the death of the Life Assured, ‘Sum Assured on Death’ along with accrued Guaranteed Additions, if any, will be payable to the beneficiary.
Where, Sum Assured on Death is higher of 10 times the Annualized Premium* or 105% of total premiums paid upto the date of death.
*Annualized premium shall be premium payable in a year chosen by policyholder, excluding applicable taxes underwriting extra premiums and loading for modal premiums, if any.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_tta_section][vc_tta_section title=”Downloads” tab_id=”downloads”][vc_row_inner][vc_column_inner][vc_column_text]For more details on risk factors, terms and conditions of SBI Life – Smart Platina Assure, read the following documents carefully.[/vc_column_text][vc_column_text]
[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_tta_section][vc_tta_section title=”Who can buy?” tab_id=”who-can-buy”][vc_row_inner][vc_column_inner][vc_single_image image=”1596″ img_size=”full” alignment=”center” onclick=”link_image”][/vc_column_inner][/vc_row_inner][/vc_tta_section][/vc_tta_tabs][/vc_column][/vc_row][vc_row css=”.vc_custom_1657856339286{margin-bottom: 30px !important;}”][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=”For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.” font_container=”tag:h4|font_size:16px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1657856171902{padding-top: 15px !important;}”][vc_custom_heading text=”*Tax Benefits:” font_container=”tag:h4|text_align:left” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1657856303387{padding-top: 15px !important;}”][vc_custom_heading text=”Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.” font_container=”tag:h4|font_size:16px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1657856285157{padding-top: px !important;}”][vc_custom_heading text=”You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. For further details click here. Please consult your tax advisor for details.” font_container=”tag:h4|font_size:16px|text_align:left|line_height:25px” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1657856272173{padding-top: px !important;}”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]