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Smart Power Insurance is an individual, unit-linked, non-participating, life insurance product that takes care of your insurance as well as investment needs. The product comes to you at a reasonable premium and is in tune with the current investment scenario.
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It is a flexible product, which also takes care of your liquidity needs. Additional protection requirements, due to changing personal and/or financial circumstances, are also taken care of by the product.
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Protection: Two plan options to choose from :
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Level Cover Option – The sum Assured chosen at inception remains the same throughout the policy team
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Increasing Cover Option – The initial sum assured increases by 10%, without any additional underwriting, starting from the 6th month policy year and after every 5 years thereafter.
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Inbuilt Accelerated Total &Permanent Disability (TDP) benefits: Advantage of advancing the policy benefits to become your living benefits
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Flexibility: The following are available under the product
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Two Fund Options to choose from
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Trigger Fund Option – Advantage of Buying Low and Selling High
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Smart Fund Option – Options to choose from 10 varied funds
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Portfolio Transfer option – Change the selected fund option – Trigger Fund or Smart Funds, at any policy anniversary
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Liquidity: Unforeseen expenses are taken care – of through partial withdrawals from the 6th policy year onwards
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